Ladies and Gentlemen It is a great pleasure for me to speak here at the Münster Banking Days. The motto of this year's conference is “Change as an opportunity – perspectives for the banking industry”. Today I would like to focus on one aspect of change: the transformation towards a climate-neutral economy, or in a word: the climate transition. This topic is ideal here in Münster. As a multi-award-winning “bicycle city”, Münster is already showing what the climate change in the transport sector can look like. But for the transition to a climate-neutral economy, “driving less – cycling more” alone is of course not ... (full story)