LONDON (Thomson Financial) - UK consumers fully expect both interest rates and inflation to be higher than they are at present in a year's time, despite the fact that interest rates have risen five times in the past year, a survey has found. In July's Consumer Barometer, published by Lloyds TSB Corporate Markets, 79 pct of people surveyed expected rates to increase over the next 12 months, while 5 pct predicted lower rates -- giving a balance of +74 pct, down one point from last month. The balance of people expecting prices to rise over the same period, meanwhile, remained elevated at +77, three points higher than ... (full story)